Flood insurance is an important part of any homeowner’s insurance policy. It can help you rebuild your home and belongings if they are damaged by a flood. One important thing to note about flood insurance is that your coverage can be delayed by up to 30 days from the signing of your policy, so don’t wait for a storm warning to purchase coverage.
Things to keep in mind regarding flood insurance:
– Treat flood insurance like any other type of insurance (e.g., theft, fire, water damage) and keep it current.
– You will probably need flood insurance if your home is in an area where it floods often.
– If you live in a high-risk area, you may be required to carry flood insurance by your mortgage lender.
– When preparing to buy a home, always ask about the availability of flood insurance.
Our agents are well versed in flood coverage, and we’re here to help you find a policy that will keep you protected while fitting into your budget. To find out more about flood insurance, call us today.