Life Insurance

Protect Your Loved Ones

We all know that life insurance is an important way to protect our family in the event of our passing, but choosing the right life insurance policy can be a difficult decision. There are many factors to consider, including the amount of coverage you need, the type of policy that’s best for you, and how long the policy will last.

What You Need to Know

Here are some things to keep in mind when choosing life insurance:

1. How much coverage do you need?

If you’re supporting anyone else financially, you’ll want to consider how much money would be lost if something happened to you. For example, if you’re the sole breadwinner or major financial contributor in your household, your spouse or other dependents might need your income to survive.

2. How long do you want coverage?

Choosing the term length of your life insurance will depend on how long you want coverage. For example, if you want coverage until your children are grown or in their mid-20s, choose a 20-year policy. If you’re not sure how long you’ll need coverage, consider choosing an ongoing monthly renewable policy that will last as long as you need it.

3. What type of policy is best for you?

There are two main types of life insurance policies: term and permanent. Term life insurance is the simplest and most affordable type of life insurance. It offers coverage for a specific period of time, such as 10 or 20 years. Permanent life insurance, also known as whole or universal life insurance, is more expensive but offers lifelong coverage.

Let Our Experienced Agents Help You

When you want more information, the Sadtler Agency is here to help. Give us a call today to learn more about life insurance and find the policy that’s right for you and your family.

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