The fact is that at some point in our lives, we will all need auto insurance. It might be for a car of your own, or it might be to insure the car of someone you love. Sometimes there are laws that say drivers must have certain types of coverage, such as for bodily injury and property damage liability. Other times, we might choose to buy additional coverage, such as comprehensive and collision, to protect our car in case of an accident.
Auto insurance is a policy that drivers purchase to financially protect themselves and others in case of an accident. The policy covers the cost of damages to other people’s property, as well as medical expenses for people who are hurt in a reported accident. There is no guarantee that an insurance company will provide a payout to the policyholder, but state laws governing insurance can penalize drivers for not having coverage or requiring certain types of coverage.
In some cases, you may only need liability insurance, which insures against damages caused by your car should you be found at fault in an accident. In other cases, you might need full coverage, which includes liability, comprehensive, and collision insurance.
If you’re not sure what type of auto insurance you need, or if you need to update your policy, don’t worry. The friendly experts at the Sadtler Agency are here to help. Give us a call today and we’ll walk you through the options that are available to you, and we can help you find the best rates available.